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Connecting you with life’s opportunities is what we are all about. That is why we offer a full range of personal financial products and services specifically designed to meet the needs of people who live in the communities we serve. Trust the professionals at Provident Bank to help you find a better way to manage your everyday finances today, or build a stronger future for tomorrow. To find the solution you are looking for, and the advice you need, visit your local branch.
 
 

Savings Account Comparison

Account Type Opening Deposit Balance Requirements Withdrawl Limitations Interest Bearing
Money Market More
$2,500  $2,500 minimum to earn interest and avoid $6 monthly service fee  6 pre-authorized transfers from your account each statement cycle, but only 3 may be payments to third parties by check, draft, or similar instrument.  Yes 

Money Market
The right combination of earnings potential and financial flexibility

  • The flexibility of up to three checks and up to six pre-authorized automatic transfers or withdrawals each month.
  • Maximize your earnings potential, while maintaining some access to your funds.
  • Minimum deposit of $2,500 is required to open account and to earn interest and avoid $6 monthly service fee.
 Get Started
To open your Money Market account, visit your local branch.
 
Statement Savings More
None  $500 balance to earn interest. After 6 months, $500 balance needed to avoid $3 monthly service fee.  6 pre-authorized transfers from your account each statement cycle, but only 3 may be payments to third parties by check, draft, or similar instrument.  Yes 

Statement Savings
Perfect if you’re just beginning to save

  • No minimum opening balance.
  • The flexibility of up to three checks and up to six pre-authorized automatic transfers or withdrawals each month.
  • After six months, minimum balance of $500 is required to avoid fees.
  • Pays competitive interest rate on daily collected balances of $500 or more.
  • Easy-to-read monthly statement is convenient and simple.
 Get Started
To open your Statement Savings account, visit your local branch.
 
Passbook Savings More
None  $500 balance to earn interest. After 6 months, $500 balance needed to avoid $3 monthly service fee.  No ATM access, pre-authorized, or automatic transfers  Yes 

Passbook Savings
For the more traditional saver

  • No minimum opening balance.
  • After six months, minimum balance of $500 is required to avoid fees.
  • Pays competitive interest rate on balances of $500 or more (must be maintained for entire quarter to earn interest).
  • We keep records for you; bring passbook into branch for updating.
 Get Started
To open your Passbook Savings account, visit your local branch.
 
Holiday Club More
$5  $250 minimum at end of 52 weeks to earn interest  52-week program;
No ATM access, pre-authorized, or automatic transfers 
Yes 

Holiday Club
Easy way to save for those special gifts

  • Open account with as little as $5.
  • Deposit as much as you want – as often as you want.
  • Regular, automatic transfers from another Provident Bank account make saving easier.
  • $250 minimum balance required at end of 52 weeks to earn interest.
 Get Started
To open your Holiday Club account, visit your local branch.
 
Kid Saver Account More
None  None  6 pre-authorized transfers from your account each statement cycle, but only 3 may be payments to third parties by check, draft, or similar instrument.  Yes 

Kid Saver Account
Because good savers start young

  • Available to any child who can sign his/her name, with parent authorization.
  • No minimum balance required.
  • Available at select locations.
 Get Started
To open your Kid Saver account, visit your local branch.
 
Custodial Passbook Account More
None  $100 balance to earn interest. After 6 months, $100 balance needed to avoid $3 monthly service fee.  Controlled by parent
No ATM access, pre-authorized, or automatic transfers 
Yes 

Custodial Passbook Savings
Excellent for newborns and school banks

  • Parent/custodian maintains control of account.
  • No opening balance requirement.
  • Minimum balance of $100 within 6 months required to earn interest and avoid $3 monthly service charge.
 Get Started
To open your Custodial Passbook Savings account, visit your local branch.
 
Money Market Plus More
$10,000  $5,000 balance to earn interest  6 pre-authorized transfers from your account each statement cycle, but only 3 may be payments to third parties by check, draft, or similar instrument.  Yes 

Money Market Plus
With this account, the more you save, the more you earn. Benefit from:

  • An interest rate that increases whenever your balance reaches one of these four levels: $5,000, $10,000, and $50,000.
  • The flexibility of up to three checks and up to six pre-authorized automatic transfers or withdrawals each month all at no charge when you keep at least $10,000 in your account.
  • Immediate, yet limited, access to your money via check, ATM or Internet.
  •  

Get Started
To open your Savings Account visit your local branch or get started online.

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