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Customer Care Center: (845) 369-8551

Connecting you with life’s opportunities is what we are all about. That is why we offer a full range of personal financial products and services specifically designed to meet the needs of people who live in the communities we serve. Trust the professionals at Provident Bank to help you find a better way to manage your everyday finances today, or build a stronger future for tomorrow. To find the solution you are looking for, and the advice you need, visit your local branch.
 
 

Help me choose the account that’s right for me

Provident Bank offers four great Positively Unbeatable Checking accounts. Each account has been designed to fit your needs. By answering these few questions, we can help you determine which checking account is best for you.

  1. Will there be anyone 50 years or older signing on this account?

    If the answer is YES, our 50+ Checking with Interest is the best account for you.
    If the answer is NO, continue to question 2.
  2. Will you set up a direct deposit of a payroll, Social Security or government check?

    If the answer is YES, our Pro-Checking account is best for you.
    If the answer is NO, continue to question 3.
  3. Do you ALWAYS keep more than $1,500 in your checking account?

    If the answer is YES, our Interest Checking account is best for you.
    If the answer is NO, continue to question 4.
  4. Do you write more than 10 checks per month?

    If the answer is YES, our Pro-Checking account is best for you.
    If the answer is NO, our EZ Checking suits your checking account needs.

Checking Account Comparison

Account Type Opening Balance Required Minimum Balance Monthly Service Charge/Fee Interest Bearing
EZ Checking More
$1.00  None 

$5/month.

1st 15 debits free.

$.50 per debit
thereafter.

 
No 

EZ Checking
An economical and simple checking account

  • No minimum balance required.
  • A monthly service charge of $5.00 will occur regardless of account balance.
  • Write up to 10 checks per month for our lowest monthly fee.
  • Free MasterCard® Debit card.
  • Free Internet Banking.
 Get Started
To open your EZ Checking account, visit your local branch.
 
Pro Checking More
None 

None
1st year.

None w/
Direct
Deposit.

$1,000 checking
$3,000 combined deposit balance.

 

None
1st Year. None w/
Direct Deposit.

$10/month if account balance is below minimum.

 
No 

Pro-Checking
Free for the first year, or forever, with direct deposit

  • Free the first year account is open – no monthly fees, per check charges or minimum balance requirements.
  • Free forever with direct deposit of payroll, pension, Social Security or government check.
  • Or, keep an average daily account balance of $1,000, or a combined daily balance of $3,000 or more in all Provident Bank deposit accounts (CDs, Money Market or Savings).
  • Free MasterCard® Debit card.
  • Free Internet Banking.
 Get Started
To open your Pro-Checking account, visit your local branch.
 
50+ Checking with Interest More
$100  None 

1st Check order Free

An optional $5 fee lets you enjoy a host of great benefits and discounts on eyewear, prescriptions, travel and more.

 
Yes 

50+ Checking with Interest
A great option for those 50 or better

  • Pays a competitive rate of return.
  • No minimum balance requirements.
  • One basic check order free per year.
  • Free MasterCard® Debit card.
  • Free Internet Banking.
  • Value-added options – including accidental death insurance and discounts on eyewear, prescription drugs, travel and more – for a low monthly fee of $5.00.
 Get Started
To open your 50+ Checking with Interest account, visit your local branch.
 
Interest Checking More
None  $1,500.00  $12/month if account balance is below minimum.  Yes 

Interest Checking
Put more of your money to work for you.

  • Earn interest on average daily balances of just $1,000.00 or more.
  • Keep just $1,500.00 and you will also avoid any fees.
Get Started
To open your Interest Checking account, visit your local branch.
 

Get Started
To open your Checking Account, visit your local branch or get started online.

Overdraft Protection
For added peace of mind

  • Optional revolving line of credit, linked to your Provident Bank checking account.
  • Covers checks – and ATM transactions – up to your available credit line limit.
  • Requires low minimum monthly payments.
Get Started
To sign up for overdraft protection, visit your local branch.

Check Re-Order

Clarke American Logo
Click here to re-order your checks online. If you prefer, you may place your check re-order by visiting your local branch, call our Customer Care Center at 845.369.8551, or by calling Clarke American's check experts 24 hours a day, 7 days a week at 1.800.355.8123.

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