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Connecting you with life’s opportunities is what we are all about. That is why we offer a full range of personal financial products and services specifically designed to meet the needs of people who live in the communities we serve. Trust the professionals at Provident Bank to help you find a better way to manage your everyday finances today, or build a stronger future for tomorrow. To find the solution you are looking for, and the advice you need, visit your local branch.
 
 

CDs & IRAs Comparison

Type of Account Minimum to Open Terms Withdrawal Limitations Interest Bearing
Certificate of Deposit
$500  3 months – 5 years  Interest may be withdrawn at any time without penalty; withdrawals before maturity that decrease principal will
incur a penalty. Penalties are based on terms of CD.
Early withdrawal penalties apply. 
Yes 
 
Jumbo Certificate of Deposit
$100,000  6 and 12 months  Interest may be withdrawn at any time without penalty; withdrawals before maturity that decrease principal will
incur a penalty. Penalties are based on terms of CD.
Early withdrawal penalties apply. 
Yes 
 

Certificates of Deposit (CD) & IRA Features

Certificates of Deposit (CDs)
Sit back and watch your money grow

  • Earn a competitive fixed rate of interest for a set period of time.
  • Low minimum balance requirement.
  • Variety of terms available – from 3 months to 5 years – to meet specific financial needs.
  • $100,000 Jumbo rate CDs are also available.
  • No penalty for withdrawals of interest.
  • Current Rates
Get Started
To open your Certificate of Deposit (CD), visit your local branch or get started online.

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